Your CEO dashboard is built. Thirteen integrated modules, live Xero data across both tenants, an AI assistant powered by Claude — running in Cowork right now. This document outlines what you're getting, why the price makes sense, and what happens next.
Over the last two weeks I've built the complete Financial Super System you originally asked for — and then significantly more. What started as a tracking dashboard is now a full CEO operating cockpit: live Xero integration across both your tenants, thirteen integrated modules, and a dedicated AI assistant that knows your entire financial picture.
You can open it today. It's running in Cowork right now.
This proposal is intentionally short because the build is already done. You're not paying me to make it — you're paying me to configure it for NuStrength, connect your Xero tenants, validate the data, train you and Kitty on it, and support you while you use it.
That's a fundamentally smaller engagement than what was originally quoted, and the pricing reflects that.
You're a week away from never asking your accountant for an updated spreadsheet again.
Open it from your Cowork sidebar. Every module ships connected, with live Xero data flowing the moment your tenants are authenticated.
Hero Cue Block (this week's directive in italic serif), live AI-generated monthly narrative, financial health score (0–100 with ring widget), 4 KPI tiles with sparklines, revenue-vs-cost chart with forecast overlay, cash runway projection, auto-detected watchlist with anomaly flags, peer benchmarks vs. SMB coaching businesses, and a What-Changed-This-Week diff.
Dedicated tab plus floating button (⌘K shortcut). Powered by Claude with full context: revenue, runway, programs, subscriptions, AR, currencies, goals, anomalies, benchmarks. Six context-aware suggested questions update each week. Conversation persists across sessions. Craig view scopes answers to household-only.
Every income and expense line by month, Xero-hydrated. Actuals / Forecast / All toggle. Click any cell to override. Total receipts, total payments, net cashflow rows auto-calculate.
Per-program profitability ranked by margin (6 programs seeded — replaced by live Xero top customers when connected). MRR/ARR/Churn/NRR KPIs. 12-month MRR trend chart. 5-cohort retention heatmap showing the M3 subscription cliff. AR aging buckets with AI-suggested dunning steps and Chase actions.
Multi-currency wallet (AUD / AED / THB / USD with auto-FX). Idle cash yield opportunity card showing missed annual yield at 5% APY. Dual tax setaside engine (UAE corporate 9% + AU PAYG 28%). Autonomous close agent ring showing reconciliation progress. Xero connection card with sync status and tenant name.
Wages from FZCO → Kitty + Craig pay → categorised spending across Home & Utilities, Insurance, Groceries, Personal & Medical, Entertainment, Transport. Visible to both Kitty and Craig.
Monthly THB withdrawal target with overspend roll-over logic — over-spending one month automatically reduces the next month's recommended withdrawal.
Five prioritised financial goals with progress bars — Repay Blomfield McDonald loan, Build 6 months runway, Reduce wages to <25% rev, $250k personal buffer, 15%+ margin. Goals furthest off-track auto-influence the CEO Cue Block.
Mike Michalowicz's allocation method. Drag sliders to set %s for Profit / Owner Pay / Tax / Operating. Live Sankey-style SVG visualises the cashflow split. Retrospective shows what would have been ringfenced for profit over the last 4 months.
Phone-camera capture or drag-drop. AI extraction prefills amount, category, date, note. Stores extracted data plus a small thumbnail. KPIs show captured count, monthly total, AUD equivalent.
Four pre-seeded what-ifs (Base / Cut Clockworke 50% / Hire + 30% lift / Survival mode). Drag sliders to model custom scenarios. Closing-balance comparison chart overlays all scenarios. Forecast accuracy scorecard shows 86% overall + per-category breakdown.
Cash-out calendar grouped by week-of-month. Known payables — Deel, Clockworke, mortgage, Bangkok rent, subs, FB ads, wages, consulting, Saturee. Cash-after-bills projection. Urgency-coded dots.
Full audit trail. Every cell edit, scenario change, receipt capture, AI query, and Xero sync is logged. Filterable by category. Required for compliance and to verify what AI agents have done autonomously.
Anthropic's persistent, interactive HTML format that lives inside your Claude account on Desktop. No separate web app to host, no monthly hosting bills, no OAuth backend to maintain.
Reads your latest 4 months and tells you what archetype you're in (Cash-burn / Margin compression / Scale-ready / Profitable but tight), what stage, what the primary red flag is, what to do this week, and what NOT to prioritise. No off-the-shelf tool gives you weekly directional advice tied to your archetype — they all give you charts and leave you to interpret.
The closest commercial implementation is in Relay Bank — US-only. Yours is built into the dashboard for any deposit.
Specific to your situation — Bangkok living costs in THB while business runs in AUD/AED. No commercial tool covers this.
Household-only mode you can toggle to when you don't need business performance details on screen — useful for quick personal-finance check-ins or when sharing screen casually. No commercial tool has this split.
Brex has Claude integration but you have to ask through ChatGPT or Claude separately. Your dashboard has Claude embedded directly with continuous context.
Required for compliance. Fathom and Spotlight don't have this yet (as of May 2026).
A custom CEO financial dashboard with live Xero sync, AI assistant, multi-currency support, scenario modelling, and audit trail runs $25,000–$45,000 in dev fees alone (200–300 hours at senior full-stack rate of $100–150/hr), plus designer time, plus $50–300/month ongoing hosting. You're getting the equivalent for roughly 10% of that cost because the build is already done.
Stitching together Spotlight Reporting + Float + Pry to approximate even half of what you're getting runs $250–450/month — $6,000–$10,800 over two years. And you still wouldn't have the CEO Cue Block, the Profit-First Sankey engine, Thailand cash overspend logic, Craig view, or embedded Claude. They give you charts and leave you to interpret. This gives you the interpretation.
Zero. No server bill, no SaaS subscription, no API metering on top of your existing Claude Pro plan. After the engagement, the only ongoing cost is Claude Pro itself, which you're already paying. $0 marginal monthly cost for a system that would otherwise be $250–450/month forever.
Right now you wait on your accountant for an updated spreadsheet, read it, ask follow-ups, reconcile against your own notes. Conservatively 8–12 hours/month of CEO time tied up in financial reporting cycles. At any reasonable valuation of a coaching-business operator's time, the dashboard pays itself back in 1–3 months on recovered hours alone.
Third-party APIs change. Xero shipped breaking schema changes three times in 2025. The $295/month covers those adjustments plus 2 hours/month of dev time for the small tweaks that always come up once you're actually using the tool. If you'd rather just call when something breaks, take Option A. If you want it handled automatically, take Option B.
Live Artifacts run inside the Claude Cowork desktop app on macOS or Windows. There is no browser version. You'll need Cowork installed on whichever machine you use for finance work — typically Craig's MacBook.
Anthropic and Xero launched the official native integration on May 14, 2026 — one day before this proposal. It's production-ready, but it's also new. I've stress-tested it across both your tenants in the build, and have defensive fallbacks for when Xero's API misbehaves. If edge cases surface in the first few weeks, that's exactly what the 30-day support window (Option A) or the Care Plan (Option B) covers.
When you snap a receipt, the AI extracts amount, category, date, and note, then stores that data plus a small thumbnail. The original full-resolution image is not retained inside the artifact (storage caps prevent it). For tax-deductible expenses you'll still want originals living in your accounting workflow.
The dashboard reads from Xero. It does not write back. If you want the system to actually trigger actions — fire a dunning email, post a journal entry, move money between accounts — that's a separate "read + act" architecture with mandatory human approval gates. Worth discussing on the handover call if it's something you want to scope for a future phase.
That's it. The system is ready. You're a week away from never asking your accountant for an updated spreadsheet again.